"Consistently exist as the first and foremost thought of our clients by striving towards continued excellence and improvement in knowledge, network expansion, and compassionate service. "

Vision

"The ultimate resource for the insurance and financial service brokerage industry. "

Overview

Since 1963 Tower Group has been an independent life brokerage agency for producers who work with wealthy clients and successful corporations. As a member of a national organization, the companies we represent provide us with concierge underwriting, commissions, and advanced planning teams.

Tower operates with a boutique mentality and hand selects the partners in which we do business. We limit the number of producers we work with to maximize efficiency for ourselves and our producers. Each and every case is given careful attention and processed with intelligence.
 
Carrier Selection

Tower represents over 40 of the most prestigious life insurance companies in the world. It is our responsibility to our producers to be product and carrier neutral and complete our due diligence prior to making recommendations. Our due diligence process consists of research on ratings, product, underwriting, and commissions.  We will consistently evaluate our portfolio for the most competitive, cost-effective products for you and your clients. 
  
Special Underwriting

Medical underwriting is an art that can be mastered with experience, determination and technological advancement. We have been underwriting cases since 1963 and have built an unparallel rapport with underwriters at the carriers we represent. All of us at Tower have a monetary interest in getting your case approved at a rate which is affordable to your clients.

As a service to you, we invested in proprietary software that contains the underwriting manuals of several carriers to determine the best place for your clients with impairments. This invaluable field underwriting tool combined with our negotiating leverage will result in efficiently placing substandard clients in the most competitive product.
  
We have created an unfair advantage in the marketplace by educating our producers in the advanced markets. By partnering with Tower you will be exposed to our many strategies that involve the use of life insurance and annuities. It is our goal to utilize our advanced markets knowledge to help grow your business.